Morocco has modernized real estate security through digital tools provided by the National Land Registry Agency (ANCFCC). Among these, the **Mohafadati** online service is an essential free solution for property owners and prospective buyers aiming to safeguard their assets.
1. What is the Purpose of Mohafadati?
Mohafadati notifies owners in real time via SMS and email whenever any entry or transaction is filed against their Land Title at the registry (mortgage application, court liens, sale deeds, or seizures).
- Fraud Prevention: Immediate alerts protect against unauthorized transaction attempts or identity theft.
- Transaction Tracking: Ideal for monitoring ownership transfer progress after completing a purchase.
- 24/7 Access: Accessible remotely without visiting local registry counters.
2. Requesting an Online Title Certificate
To verify a property's legal status prior to purchase, you can issue an official **Digital Title Certificate** carrying an authentication QR code:
- Visit the official portal
ancfcc.gov.ma. - Navigate to Online Services and select "Title Certificate Request".
- Enter the Land Title number and select the local registry jurisdiction.
- Pay the standard statutory fee online (100 MAD per certificate).
- Download your official PDF Title Certificate.
To understand the legal distinctions on the certificate, read our guide on land titles vs Melkia deeds in Morocco.
3. Critical Checks on the Title Certificate
Review these mandatory points before making any deposit:
- Owner Identification: Ensure the seller's full legal name matches their National ID card (CNIE).
- Encumbrances & Liens: Confirm there are no court freezes or undisclosed disputes. If a mortgage exists, your notary will settle it during transaction closing.
- Registered Floor Area: Verify that the surveyed area matches the advertised size.
For complete purchasing guidance, consult our first-time buyer guide for Morocco.
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